Terms of Service

Welcome to Ultimatepro Funds. These Terms of Service ("Terms") govern your access to and use of our website and services, including all financial products, banking solutions, chargeback and scam recovery support, refunds, loans, Deposit Pension Schemes (DPS), and Fixed Deposit Receipts (FDR) offered through our platform.

By accessing or using our services, you agree to be bound by these Terms. If you do not agree with any part, please do not use our platform.

1. Eligibility

To use our services, you must:

  • Be at least 18 years of age

  • Reside in a jurisdiction where our services are legally permitted

  • Provide accurate, current, and complete personal information

  • Comply with all applicable laws and regulations

We reserve the right to deny access to any user for any lawful reason, including suspected fraud or non-compliance.

2. Services Provided

Ultimatepro Funds offers the following services:

  • Online banking and payment services

  • Chargeback and transaction dispute management

  • Scam and fraud recovery assistance

  • Refund processing

  • Loan application and disbursement services

  • DPS and FDR investment products

All services are subject to eligibility, verification, and compliance with anti-money laundering (AML) and know-your-customer (KYC) regulations.

3. Account Registration & Security

To use most features, you must create an account. You agree to:

  • Maintain the confidentiality of your login credentials

  • Notify us immediately if you suspect unauthorized access

  • Accept full responsibility for all activities under your account

We are not liable for losses resulting from unauthorized use of your account due to your negligence.

4. Financial Compliance

We comply with all relevant U.S. laws and regulations, including but not limited to:

  • Bank Secrecy Act (BSA)

  • Gramm-Leach-Bliley Act (GLBA)

  • Fair Credit Reporting Act (FCRA)

  • Truth in Lending Act (TILA)

  • Electronic Fund Transfer Act (EFTA)

You may be asked to provide supporting documentation to verify your identity and source of funds. Failure to comply may result in service denial or account closure.

5. User Responsibilities

You agree not to:

  • Use the platform for illegal or fraudulent activities

  • Submit false or misleading information

  • Attempt to gain unauthorized access to our systems

  • Violate any applicable laws or third-party rights

We reserve the right to monitor, investigate, and report any misuse to authorities.

6. Fees & Charges

Fees may apply to certain services, including but not limited to:

  • Processing fees for recovery services

  • Administrative charges for loan servicing

  • Penalties for early DPS/FDR withdrawal

All fees will be disclosed prior to service engagement and are non-refundable unless stated otherwise.

7. Loan and Refund Disclaimers

  • All loan approvals are subject to creditworthiness, income verification, and repayment capacity.

  • Recovery and refund services depend on the cooperation of banks, card networks, and third-party payment processors. While we use best efforts, success is not guaranteed.

  • You agree not to hold Ultimatepro Funds liable for any recovery failures beyond our control.

8. Intellectual Property

All content on this site—including logos, service names, design, software, and written content—is the property of Ultimatepro Funds and is protected by copyright, trademark, and intellectual property laws. Unauthorized use is strictly prohibited.

9. Limitation of Liability

To the maximum extent permitted by law, Ultimatepro Funds shall not be liable for:

  • Any indirect, incidental, special, or consequential damages

  • Loss of data, revenue, or business

  • Delays or failures beyond our control (e.g., technical outages, banking network issues)

Our total liability to you shall not exceed the amount you paid to us for the relevant service within the past 6 months.

10. Indemnification

You agree to indemnify, defend, and hold harmless Ultimatepro Funds and its officers, employees, agents, and affiliates from any claim, liability, damage, or loss (including attorney’s fees) arising from:

  • Your use or misuse of the services

  • Your violation of these Terms

  • Your breach of any applicable law or regulation

11. Termination

We reserve the right to suspend or terminate your access to our platform:

  • For violation of these Terms

  • If required by law or regulatory request

  • For suspected fraud, abuse, or illegal conduct

Upon termination, your access to services will cease immediately, but obligations arising before the termination will survive.

12. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles.

Any dispute arising out of or in connection with these Terms shall be resolved:

  • First, through good-faith negotiation

  • If unresolved, through binding arbitration in accordance with the rules of the American Arbitration Association (AAA)

You waive your right to a jury trial or class action.

13. Modifications

We reserve the right to modify or update these Terms at any time. Changes will be effective immediately upon posting. Continued use of the website after changes constitutes acceptance.

14. Contact Information

If you have any questions or concerns about these Terms, please contact us.

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